Dental and vision insurance can help to improve your quality of life by providing you with an affordable coverage option for preventative exams or to help with the sudden onset of painful, inconvenient or expensive situations.   

Dental plans have waiting periods of up to 12 months for most major dental services, so it is best to enroll in a plan as quickly as possible.  If you choose to wait until you have a dental emergency before purchasing a dental plan, you may have to wait up to a year before you can use the insurance to get it treated.